Recent Posts

three two-dollar bills loosely stacked

Why You Shouldn’t Save For Retirement (Five Things to Do Instead)

The future is uncertain, the economy isn't growing, and inflation is rising. It's time to invest in your family and local community, rather than putting money away.
man standing at the top of a ladder pruning a tree

Bad Risk, Good Risk: Minimize Downsides and Maximize Upsides

Risk is to be avoided—right? Wrong! Some asymmetrical risks are good to take. Which ones? How can we minimize potential downsides while maximizing potential upsides?
black swan floating on water

A Strategy for Developing Antifragile Finances

How can you arrange your work and finances to not only be robust to unstable times and black swan events, but even thrive? Here are five ways to take advantage of uncertainty.
pink piggy bank standing on top of a pile of coins

Five Ways to Invest Wealth and Keep Value During Uncertainty

The economy will crash eventually. To keep my wealth, should I trust the dollar, the stock market, commodities, real estate, or local businesses?
pile of colorful crayons

How to Afford Homeschooling and Other Alternative Education For Kids on a Budget

Want to get your kids out of public schools, but afraid of the costs? Here are some tips on how to afford your kids' educational journey.
Randy and Jacqueline sit on a mountain in New Zealand

How We Live Debt-Free in a World of Chronic Debt

Debt is ingrained in the modern economy, but it’s not the best way to manage money or build wealth. We live debt-free, paid cash for a house, and can maintain our freedom on $20k/yr. How? Read on.

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About

We're Jacqueline and Randy, a blogging duo with backgrounds in tech, robots, art, and writing, now raising our family in northern Idaho.

Our goal is to encourage deliberate choices, individual responsibility, and lifelong curiosity by sharing stories about our adventures in living, loving, and learning.

Learn more about us.


Connect:

whoo@deliberateowl.com

Start here

Curious about our life and journey? Here are some good places to start reading:

Jacqueline and Randy leaning their heads together smiling at the camera

A Blog About Education, Lifestyles, and Community

A brief history of how the Deliberate Owl came to be and why we're writing a blog about us, our lives, and how we're living out our values.
Priests in red and gold celebrate a traditional Latin Mass

Discovering the Traditional Catholic Mass

How I discovered the traditional Latin Mass a few years ago, why that discovery changed everything for me, and what was wrong with the Novus Ordo Masses I'd attended.